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Glossary
Title Deeds/Title Documents
The legal documents, which provide proof of ownership of a property.
Transfer Deed
A form which provides details of the transfer of ownership to be entered on the Land Registry register.
Valuation
An inspection carried out by a valuer (paid for by the borrower) on the property to be mortgaged, for the purposes of confirming the market value of the property and while it may point out some defects should not be relied upon to confirm the property is structurally sound.
Valuer
A person appointed by the lender to carry out a valuation. See above.
Vendor
The person(s), (including developers) you are buying your new home or investment property from.
